Position title
Head of Credit
Description
The Head of Credit will be primarily responsible for doing qualitative and quantitative credit loan evaluations from partners based on established policies and guidelines.
Responsibilities
- Responsible for reviewing and approving commercial credit proposals of the Bank and maintaining a good balance between returns and risk exposure.
- Leads a team of credit approvers to ensure high standard credit quality of the portfolio by using various credit assessment tools.
- Review and develop the Bank's credit approval policies and guidelines as well as participate in ad hoc projects of investigative or trouble-shooting nature on specific customer portfolios.
- Provide for ongoing training of the junior credit officer and staff.
- Provide for ongoing training of the credit staff
- Reports to the Head of Operations or Founders.
Qualifications
- Filipino national
- Bachelor’s Degree, preferably in Business Administration/Commerce,
- Business Management, Economics, Financial Management or their equivalent.
- Atleast 5 or more years experience in credit risk assessment – especially in consumer and SME lending
- Financial ratio analysis
- Knowledgeable in banking operations, products, and services
- Knowledgeable of banking regulatory requirements
- Good oral and written communication
Hiring organization
Netbank is a fully regulated Filipino bank, operating on a white-labelled basis to power fintech and financial services companies in the Philippines.
The Philippines is a very attractive market for fintech, with low banking penetration, high digital adoption and forward-looking regulation. To accelerate their growth, digital financial service providers need a bank that understands their needs, that is built to work through partners, that can move fast.
Employment Type
Full-time
Job Location
Remote work from: Metro Manila, Philippines
Date posted
September 12, 2022
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