Globe and the Bank of the Philippine Islands (BPI) have completed a Proof of Concept (POC) for Silent Network Authentication (SNA), a verification method designed to replace One-Time Passwords (OTPs).

The initiative aims to reduce scams associated with SMS codes while streamlining the user experience.

SNA is part of “G Verify,” Globe’s portfolio of network-powered verification solutions.

Unlike traditional methods that require users to input codes sent via text, SNA uses real-time network intelligence to authenticate users instantly without manual steps.

The companies, both members of the Ayala Group, successfully completed the technical validation of the technology.

This process enabled BPI’s test application to interface directly with Globe’s Network Exposure Platform (NEP) to confirm a user’s identity at the network level.

“Security and simplicity should always go together,” said KD Dizon, Vice President and Head of Globe Business. “Our collaboration with BPI allows us to validate Silent Network Authentication in real-world banking environments, giving Filipinos the confidence to transact safely”.

Alex Seminiano, BPI Chief Technology Officer, stated that the bank is testing the approach to fortify security while keeping transactions frictionless.

“We constantly seek to uphold the integrity of every customer transaction,” Seminiano added.

The POC affirms the technology’s alignment with GSMA and CAMARA standards. It also forms part of Globe’s Open Gateway programme, which utilises APIs to provide network capabilities to enterprise partners.

Globe is currently engaging with other financial institutions and e-commerce platforms to explore wider applications of network-powered authentication.

The initiative supports the Bangko Sentral ng Pilipinas’ call for adaptive financial security measures.

Featured image by treecha via Freepik.