Under the agreement, BanKo will implement ACI’s issuing and acquiring platform to manage its transaction processing.
The new platform aims to replace the bank’s existing switch, enabling real-time processing across multiple channels, including ATMs, point-of-sale (POS) terminals, and mobile devices.
According to the announcement, the system utilises a modular architecture designed to support the rapid rollout of new features while ensuring compliance with evolving regulatory standards.
BanKo expects to launch the project by the end of the first quarter of 2026. The upgrade will enable the bank to manage increasing transaction volumes and enhance operational reliability.
Rodolfo Mabiasen, BanKo President, highlighted the importance of the switching network as a customer touchpoint.
Rodolfo Mabiasen
“At BanKo, we use technology to improve the way banking works for Filipinos. By advancing digital payment solutions with our customers and communities in mind, we aim to make financial services more accessible and empowering for Filipinos nationwide,” Mabiasen said. “This partnership with ACI is crucial in building a reliable, future-ready payments system”.
Highlighting the alignment between the two firms, ACI Worldwide’s Leslie Choo remarked that the joint effort will reinforce the foundation of the Philippine payment ecosystem, driving both innovation and financial inclusion.
