Atome has partnered with payment aggregator Bayad to enable in-app bill payments for its users in the Philippines.

The integration allows customers to settle essential expenses (including water, electricity, internet, and government contributions) directly within the Atome app.

The move aims to streamline financial management by reducing the need to switch between multiple payment platforms.

Users who process an Atome Philippines bill payment will also earn rewards points for their transactions.

“Bayad is committed to democratising bill payment access across the Philippines,” said Lawrence Ferrer, President and CEO, Bayad. “This deep collaboration exemplifies how fintech innovation can really drive financial inclusion at scale.”

The partnership connects Atome users to Bayad’s extensive network, which includes over 120,000 physical touchpoints nationwide.

“Bill payments represent a significant portion of household budgets, and now our users can make essential payments alongside their other daily needs such as groceries, food, pharmacy and telco bills without having to switch apps,” said Christian Quiros, President and General Manager, Atome Philippines.

The new feature is expected to benefit millions of unbanked and underbanked individuals by consolidating daily transactions and budgeting tools into a single platform.

Featured image by Atome Philippines.