Tonik is a transformative digital bank on a mission to revolutionize the way money works in Southeast Asia.

They are addressing the US$140 billion retail deposit and US$100 billion unsecured retail lending opportunities in the Philippines. They believe the existing Filipino banking customers and the 70% of the Filipinos that remain unbanked deserve a better choice – a digital-only bank that is simple, not intimidating, helps them save, all at the click of a button. As the world leader in internet and social media usage, they believe Philippines is ripe for becoming a world leader in digital banking too.