Tonik Appoints Tomasz Borowski as Its Group COO

Tonik Appoints Tomasz Borowski as Its Group COO

by July 26, 2022

Philippines digital bank Tonik announced that Tomasz Borowski will be joining its leadership team as the Group Chief Operations Officer (COO).

Tomasz will be based in Singapore and employed by the holding company Tonik Financial, while working closely with the Philippines digital bank’s operations team.

He has 20 years of experience in consumer finance, primarily focused on building efficient operations.

Most recently the Co-Founder and CEO of Asian fintech credit management leader FLOW, Tomasz was instrumental in overseeing FLOW’s rollout across three markets in Southeast Asia, as well as its achievement of profitability prior to its Series B.

Prior to that, Borowski gained extensive experience in consumer finance across Emerging Europe at GE Capital, Raifessen Bank, and Platinum Bank.

Tonik said that his knowledge of world-class standards and technologies in achieving high levels of efficiency in consumer finance will help bring its operational excellence to a new level.

Greg Krasnov, founder and CEO of Tonik

Greg Krasnov

“Tomasz is a seasoned global leader in consumer banking and fintech industry, especially in scaling up new businesses in emerging markets.


Having worked with him previously in different ventures, over the years, I am convinced that his arrival comes at the perfect time as we gear up for increasing our operational efficiency in the latter half of 2022,”

said Greg Krasnov, Founder and CEO of Tonik.

Tomasz Borowski

Tomasz Borowski

“As a seed-stage angel investor in Tonik, I have followed its journey very closely, and believe that my expertise comes at the right moment to help Tonik scale.


I am excited to be a part of Tonik’s trailblazing journey, applying the best operational practices from all over the world as we continue to revolutionise the way money works across the region,”

shares Borowski.