Credit bureau and fintech company JuanScore recently presented its AI-driven credit scoring and risk management solutions at the 5th Manila Tech Summit.

The event, hosted by FinTech Alliance Philippines, focused on digital transformation, financial inclusion, and cybersecurity, and featured addresses by Philippine President Ferdinand R. Marcos Jr. and Bangko Sentral ng Pilipinas Governor Eli Remolona.

During a panel discussion on AI-powered finance, JuanScore’s Chief Technology Officer, Lei Chen, shared insights on how his company uses the technology to expand access to credit.

He explained that a key barrier to financial inclusion in Southeast Asia has been the long-standing lack of access to traditional credit records.

“At JuanScore, we deploy advanced algorithms—including deep learning, graph neural networks, and sequential models—to analyse complex credit data and identify previously hidden risk patterns. This enables financial institutions to make more accurate credit decisions while safely expanding access to financial services for underserved communities”.

As a featured exhibitor, JuanScore presented its intelligent scoring system and risk management platform.

The company designed its solutions to enable real-time credit decisions and automate fraud detection. It wants to empower financial institutions to make faster, more secure decisions while extending their services to previously unbanked populations.

The company also addresses the critical gaps in traditional credit reporting. Its integrated data covers 77% of the nation’s underserved population and deploys over 50 of its own local risk models.

The company is regulated and licensed as a Special Accessing Entity by the Philippines Credit Information Corporation (CIC).

Featured image by Frolopiaton Palm via Freepik.