BDO Unibank has enhanced its payments infrastructure with Finastra’s Global PAYplus (GPP). Finastra announced that the upgrade supports growing transaction volumes, strengthens operational resilience and improves interoperability across the payments ecosystem. As a leading universal bank in the Philippines, BDO serves retail, commercial, and institutional clients across a broad range of banking and financial services. The bank also supports correspondent banking and fintech partners with payment distribution capabilities into the Philippine market.  The deployment of GPP’s high-value and mass-payments capabilities provides a scalable foundation for current and future payment requirements. BDO currently utilizes the platform for Swift and inbound PESONet processing…

Launching a new financial product has often meant waiting for a core vendor to fulfil change requests, building workarounds, or committing to a core banking replacement. A product engine offers another route, and what follows covers what one is, how it sits alongside a legacy core, and which products it can support. Why Product Launches Take So Long Digital banks, regulated financial institutions and scaled consumer finance operators have traditionally faced three options when launching a growth product. They could wait months for an incumbent core vendor to fulfil custom change tickets, build workarounds that create engineering debt, or commit…

SunLoan Lending Investors Corp., the company behind digital lending platform Cashify, has partnered with FinScore to strengthen Cashify’s credit assessment capabilities through alternative credit scoring data. SunLoan is registered with the Philippine Securities and Exchange Commission (SEC) under SEC Registration No. CS201900565 and holds Certificate of Authority No. 2872 to operate as a lending company. It will leverage FinScore’s telco-based credit scoring solutions to gain additional insights into the creditworthiness of Cashify applicants. This complements traditional credit information with telecommunications-based behavioural insights, supporting a broader assessment of borrowers, including those with limited or no established credit history. As of July…

HappyCash, a fintech platform operated by Yinshan Lending Inc., has officially launched in the Philippines in partnership with FinScore, a leading alternative credit scoring in the country. The partnership strengthens HappyCash’s credit evaluation capabilities while supporting its goal of expanding access to seamless and affordable digital lending solutions for Filipinos, particularly those with limited access to traditional financial services.  As a licensed financing company registered with the Securities and Exchange Commission, HappyCash is committed to providing quick and accessible financial services with competitive terms while upholding safety, transparency, convenience, and compliance with applicable laws and regulations.  Strengthening Credit Assessment Through Alternative Data  For lenders, assessing borrowers beyond conventional credit…

More and more, digital infrastructure is being treated as an investable asset base rather than a back-office technology layer. For fintech and financial-services markets in the Philippines and across APAC, cloud technologies, AI infrastructure, and digital connectivity are now absolutely central to how efficiently firms onboard users, move money, manage risk, and scale regulated products. Digital Infrastructure in Financial Services In the context of financial services, digital infrastructure goes well beyond telecom networks. In fact, it typically includes data centers, cloud capacity, fiber connectivity, payment rails, digital identity systems, cybersecurity controls, automation, and service delivery. And for financial institutions and…

Hyperstacks, Inc., a leading Filipino digital banking infrastructure provider, and Ideem, a provider of bank-grade authentication technology, today announced a technology integration to deliver phishing-resistant passkey authentication to the country’s banks and BSP-regulated financial institutions. The integration embeds Ideem’s Passkeys+ technology directly into Hyperstacks’ Composable Digital Banking platform, which enables digital banking channels for financial institutions and allows banks and EMIs to connect to the local payment rails – Instapay and PESONet. To date, Hyperstacks powers 10 Philippine BSFIs across their portfolio. Bangko Sentral ng Pilipinas (BSP) Circular 1213 requires regulated institutions to move to phishing-resistant authentication, and the shift…

JCB International Co.,Ltd (JCBI), the international operations subsidiary of JCB, Japan’s only international payment brand, has strengthened its presence in the Philippines through a strategic partnership with Philippine National Bank (PNB) with the launch of the new PNB JCB Platinum Credit Card. Developed to address the evolving spending habits of Filipino consumers, the card is designed for individuals who increasingly manage a mix of digital, in-person, and international spending. It supports everyday transactions while offering added convenience for travel and larger purchases, combining rewarding earn rates, flexible payment features, and access to JCB’s extensive network, particularly in Japan and other…

Most lending decisions in the Philippines are made with incomplete information. A borrower may have years of responsible repayment history, just not with the lender they’re applying to today. That gap has real consequences: creditworthy Filipinos get turned away, or approved for less than they deserve, because the full picture isn’t visible. Billease has joined LenderLink as a Contributing Member, taking a direct step toward closing that gap. LenderLink is the Philippines’ first consent-based credit data exchange, operating on Open Finance principles and built to let lenders share what they know about borrowers safely and in real time. Billease now…

As part of its 2026 roadmap of key product and network expansions, FinScore, one of the leading legitimate sources of Telco Data in the Philippines, has announced a strategic partnership with DITO Telecommunity Corporation. This collaboration marks another milestone in FinScore’s ongoing mission to reshape credit access nationwide through data-driven innovation. Through the partnership, FinScore will leverage insights from DITO to further enhance its telco-based credit scoring models for DITO mobile subscribers applying for loans or credit with banks, lenders, and other financial institutions. Telco Subscriber Growth Opens New Lending Opportunities The integration of DITO’s network intelligence into FinScore’s advanced…

JCB International Co., Ltd., the international operations subsidiary of JCB Co., Ltd., Japan’s only international payment brand, has officially formalised a partnership with the Credit Card Association of the Philippines (CCAP) through a Memorandum of Agreement signed on April 30, 2026. The agreement was signed by CCAP Chairman Mr. Rolando P. Ebreo and President Ms. Geraldine C. Liggayu at the RCBC Office, Robinsons Equitable Tower, and by JCB International’s Mr. Takumi Takahashi, Executive Vice President, JCB International Co. Ltd., at JCB’s headquarters in Japan. CCAP’s signing was witnessed by Mr. Wataru Tamura, Country Manager, and Mr. Yasutaka Nomura, Business Development…

Home Credit Philippines has joined LenderLink’s real-time credit data exchange platform to strengthen its credit assessment capabilities. The move allows millions of borrowers to demonstrate their creditworthiness across the lending ecosystem. Home Credit’s participation brings one of the country’s largest consumer finance portfolios into LenderLink’s shared infrastructure. The partnership between Home Credit and LenderLink allows the lender to access consent-based, real-time borrower data from across multiple institutions. Real-Time Access Changes Loan Approvals As a LenderLink network member, Home Credit gains instant access to borrower credit information to update its lending decisions. The company can view applicants’ updated loan histories across multiple…

Zycus has been recognised as a Leader in the 2026 Gartner® Magic Quadrant™ for Source-to-Pay (S2P) Suites. The acknowledgement follows the company’s recent focus on Agentic AI and the development of its comprehensive S2P suite. The company has invested in its Merlin Intake platform to simplify user experiences. Additionally, it developed Merlin Agentic AI to support autonomous negotiation for tail-spend management. These developments align with the organisation’s Intake to Outcomes (I2O) framework, which seeks to streamline how work enters procurement while maintaining governance. Founder and CEO Aatish Dedhia stated that the recognition reflects a commitment to innovation and responsible AI.…

Hyperstacks, a Philippine fintech infrastructure company, has secured US$500,000 (approximately PHP 30 million) in funding from the ALAB Group to expand its platform capabilities. This investment represents the first close of the company’s current fundraising efforts as it targets up to US$3 million in total seed funding. Founded in Cagayan de Oro City, Hyperstacks provides API-driven infrastructure that enables banks to participate directly in national real-time payment systems like InstaPay and PESONet. The company initially focused on assisting rural and thrift banks, which often face exclusion from payment networks due to legacy systems and high integration costs. Last year, Hyperstacks…

As digital adoption continues to accelerate across the Philippines, financial institutions are increasingly rethinking how technology can expand service coverage, improve efficiency, and strengthen risk management. In this evolving landscape, MabilisCash, a licensed digital lending platform focused on the Philippine market, is building a technology-driven service model designed to support scalable, compliant, and user-centered financial solutions. Responding to the shift toward digital financial services The Philippines has experienced rapid growth in mobile connectivity, e-wallet usage, and online transactions. This shift has reshaped consumer expectations, with users seeking financial services that are accessible, efficient, and seamlessly integrated into everyday digital environments.…

Credit bureau and fintech company JuanScore recently presented its AI-driven credit scoring and risk management solutions at the 5th Manila Tech Summit. The event, hosted by FinTech Alliance Philippines, focused on digital transformation, financial inclusion, and cybersecurity, and featured addresses by Philippine President Ferdinand R. Marcos Jr. and Bangko Sentral ng Pilipinas Governor Eli Remolona. During a panel discussion on AI-powered finance, JuanScore’s Chief Technology Officer, Lei Chen, shared insights on how his company uses the technology to expand access to credit. He explained that a key barrier to financial inclusion in Southeast Asia has been the long-standing lack of…

FlexM, a leading fintech innovator, has been highly commended as RegTech of the Year at the prestigious Asia FinTech Awards Singapore 2025. This recognition celebrates FlexM’s pioneering compliance platform, FlexComply, which empowers financial institutions to navigate the ever-evolving regulatory landscape with confidence and ease. The Asia FinTech Awards are among the region’s most distinguished recognitions, honouring excellence, innovation, and impact across the financial technology sector. FlexM’s achievement underscores its commitment to transforming regulatory compliance into a seamless, technology-driven process that reduces operational burdens while enhancing risk management. “Over the last 10 years, every product we’ve built has been guided by…

Palawan Group of Companies (PGC) has launched Pera Padala Abroad, a new service allowing users to send money from the Philippines to over 190 countries. This service is available through the PalawanPay e-wallet app and at over 3,500 Palawan Express Pera Padala (PEPP) branches nationwide. The introduction of Pera Padala Abroad addresses challenges Filipinos have faced when sending money overseas, such as high fees and complex requirements. PalawanPay is one of the first e-wallets in the Philippines to offer outbound international remittance. It now enables users to send funds directly from their mobile phones. Transactions through the app do not…

Since 2019, Cwallet has focused on solving one of the most overlooked pain points in the crypto space: usability. While most wallets emphasize technical capabilities and token support, Cwallet sets itself apart by delivering a Web2-like user experience tailored for the next billion users. Unlike traditional wallets that require managing seed phrases or private key backups, Cwallet allows seamless sign-in via familiar platforms like Telegram, X (formerly Twitter), and Google. You don’t need to remember a 12-word passphrase or worry about key mismanagement—security is handled in the background with advanced solutions like Multi-Party Computation (MPC). Your Gateway to A New…

The Palawan Group of Companies (PGC) received seven awards at the 2025 Asia-Pacific Stevie Awards ceremony held in Seoul, South Korea, on 13 May 2025. These included two Gold Stevie awards for its work in financial innovation and brand development. Palawan Group of Companies stated that these awards reflect its focus on financial inclusion for Filipinos. PGC received Gold Stevies for Excellence in Innovation in Financial Industries and Innovation in Brand Development. These awards highlighted its PalawanPay e-wallet and “bricktech” model (integrating physical branches with the app). PGC also received Silver Stevie Awards for Innovation in Cross-Media Marketing and the…

FinScore has appointed Angel Dimitrov as its new Chief Operating Officer (COO) and Country Manager. The company provides alternative credit scoring solutions in the Philippines, using telco data and other digital insights to support lending decisions. Dimitrov, a founding member of FinScore since 2018, previously led the company’s data science and product teams. He was instrumental in shaping FinScore’s alternative credit scoring models, ensuring their effectiveness in assessing creditworthiness among underbanked populations. In his new role, he will oversee FinScore’s strategic direction, drive product development, and strengthen partnerships with financial institutions. He brings over ten years of experience in fintech,…