Retail banking in Asia Pacific is undergoing a structural reset. The forces reshaping the industry are changing how growth is won, how risk is managed, and how customer relationships are built and defended. Banks still treating AI primarily as a technology upgrade risk falling behind those redesigning their decisioning architecture around it. The economics are becoming difficult to ignore. AI leaders in banking could lift return on tangible equity by up to 4 percentage points. But the downside of moving too slowly is not simply missed opportunity. It is the potential erosion of existing profit pools. Five converging pressures are…
Author: Dattu Kompella, Managing Director, Asia Pacific, FICO
Author
Dattu Kompella, Managing Director, Asia Pacific, FICO
Dattu Kompella is Managing Director for Asia at FICO, driving the company’s expansion across Southeast Asia, India and the wider region. He works closely with clients across banking, insurance, and government to help them make smarter decisions, manage risk, and leverage AI-driven analytics. Since joining FICO in 2005, Dattu has built a team of trusted advisors across Asia, Australia & NZ and played a key role in expanding FICO’s presence. With nearly 30 years of experience in financial technology, Dattu has held leadership roles at Polaris, Cognizant, and Synergy Login, specializing in retail banking, cash management, treasury, and trade finance. He holds a degree in Mechanical Engineering and an MBA in Marketing and Finance from NIT Trichy, India. A passionate tennis fan, Dattu lives in Singapore.
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