Rizal Commercial Banking Corporation (RCBC) recorded steady financial performance and profits in the first quarter (Q1) of 2026, supported by a growing loan portfolio.
BusinessWorld highlighted this, reporting a 12% rise in net income to PHP 2.7 billion for the period.
An analysis of the bank’s consolidated balance sheet shows total assets reached PHP 1.52 trillion by the end of March.
The Q1 profits made by RCBC in 2026 were underpinned by robust credit expansion, with the gross total loan portfolio hitting PHP 786.89 billion.
Meanwhile, deposit liabilities stood at PHP 972.03 billion, providing a stable funding base for the bank’s ongoing lending activities.
Asset quality remained manageable, with the consolidated gross non-performing loan ratio recorded at 4.32%.
The bank also maintained strong capital buffers, posting a capital adequacy ratio of 15.98%, which sits well above regulatory minimums.
Key profitability indicators from the balance sheet showed a return on equity of 6.04% and a net interest margin of 4.13%.
Featured image by RCBC Plaza.
