Atome Partners With Mastercard to Roll Out New BNPL Card for Filipinos

Atome Partners With Mastercard to Roll Out New BNPL Card for Filipinos

by August 23, 2022

Buy Now, Pay Later firm Atome announced that it has partnered with Mastercard to roll out its Atome Card in the Philippines that can be used to pay online and in-store retailers.

Consumers in the Philippines can register their interest for the Atome Card directly via the latest version of the app or through its early bird link.

Selected consumers from the early bird phase will receive an email inviting them to apply for the Atome Card.

According to Atome, there will be no annual fees, sign up fees or other hidden charges for the card. Users will reportedly get instant approval through an easy application process via the app.

There is no minimum income required and users will have the option to defer their payments by up to 45 days with a limit of up to PHP 200,000.

Users will be able to easily view and manage their payments schedule in the Atome app.

Atome launched in the Philippines in October 2021 and has partnered with over 600 online and offline retailers so far.

“The launch of the Atome Card marks an exciting new chapter for Atome, as it’s the first financial service we offer apart from Buy Now, Pay Later.


With no annual fees and minimum income requirements, the Atome Card will give many underserved segments in the Philippines access to a flexible credit facility, the first such innovative solution across the region with more markets to come in the next few months,”

said Magic Tang, Payment Partnerships Director at Atome.

Simon Calasanz

Simon Calasanz

“Mastercard is delighted to partner with Atome on this innovative product that will contribute to building a cash-lite society and drive financial inclusivity by serving more than 70% of Filipinos who are unbanked or underbanked, and do not qualify for credit cards.


The Atome Card will enable cardholders with choice, control and flexibility to manage their finances and is available to use anywhere Mastercard is accepted. For merchants, this also means increased sales and better conversion rates, extending the benefits of digital commerce to more consumers and businesses in the Philippines,”

said Simon Calasanz, Country Manager, Philippines, Mastercard.