Posts From Rebecca Oi

INDX3.0 Puts Spotlight on Financial Inclusion for Equitable Growth in the Philippines

Financial inclusion has increasingly gained recognition as a pivotal driver of economic development, fostering empowerment and equitable national growth. It goes beyond the mere accessibility of financial products; genuine financial inclusion necessitates the thoughtful design, seamless accessibility, and tailored responsiveness

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Security Bank Invests 12.3% Revenue on Tech — Here’s How They Prioritise It

The digital age has ushered in a new era of banking efficiency, enabling financial institutions to connect with even the most remote segments of society. Faced with the challenges of modern technology and the demands of discerning customers, banks now

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How 6 Licensed Digital Banks in the Philippines Have Progressed

In the dynamic landscape of the Philippine fintech sector, 2023 has emerged as a pivotal year, signifying the nation’s determined stride toward enhanced financial inclusion and digital transformation. Digital banking in the Philippines is progressively making its mark, with significant

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Behind PNB’s Digital Strategy Which Onboarded Over 300% New Users

In the ever-evolving banking and finance landscape, the digital revolution has emerged as a driving force, revolutionising how financial services are delivered and consumed. With a focus on enhancing customer satisfaction, Philippine National Bank (PNB) began a strategic effort in

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Financial Inclusion in the Philippines: The Synergy of Fintech and Rural Banks

In the Philippines, financial inclusion remains a pressing issue, particularly in rural areas where access to financial services is limited. This lack of access can perpetuate a cycle of poverty that is difficult to overcome.  The traditional rural banking sector

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A Look at BSP’s Integrated Strategy To Boost Sustainable Finance

The Bangko Sentral ng Pilipinas (BSP) has embraced the responsibility of championing sustainability in the Philippine financial system. As a central bank, the BSP recognises the urgent need to address climate change and other environmental risks to safeguard price stability,

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Understanding Cryptocurrency Regulations in the Philippines

The Philippines has become a hotbed for cryptocurrency adoption due to its tech-savvy population and growing internet penetration. In recent years, cryptocurrencies have grown significantly, with more people using digital currencies for various purposes, including remittances, investments, and online transactions. 

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Philippines, Japan Launch Credit Risk Model for SMEs’ Creditworthiness

The Bangko Sentral ng Pilipinas (BSP) and the Japan International Cooperation Agency (JICA) have teamed up to launch the Credit Risk Database (CRD) Scoring Model, aimed at improving the creditworthiness assessment of small and medium-sized enterprises (SMEs) in the Philippines.

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Insurtech in the Philippines: Could It Be The Answer To Agricultural Woes?

Agriculture is the primary source of livelihood for rural Filipino families and is considered the backbone of the Philippine economy. According to the latest Census of Agriculture of the Philippine Statistics Authority (PSA), the Philippines has 5.56 million farms/holdings covering 7.19 million

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The Philippines Has a Pressing Tech Talent Shortage: Report Shows

According to the latest report from Gobi-Core, the Philippines’ tech ecosystem continues to be one of the most resilient in Southeast Asia. However, despite this impressive growth, the Philippines still faces a significant challenge: a need for more tech talent. The burgeoning

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